Financing Your Custom Home

Applying for and getting approved for a mortgage and a construction loan can feel like the most challenging part of building a home. At Tatum Homes, we understand how overwhelming the process can be—especially when building a custom home—and we’re here to help you navigate it with confidence and ease.

“We’re here to help you navigate financing with confidence and ease.”

How Financing Works for New Construction

Unlike traditional home purchases, where you only deal with a mortgage lender, new construction requires working with a construction lender, which is often a bank. The process can be more complex, as banks evaluate your financial history differently. They consider factors like your overall financial stability and ability to manage the construction process.

 

Building a new home involves two key loans:

Construction Loan

This finances the actual construction of your home.

Mortgage Loan

Once the home is complete, the mortgage loan pays off the construction loan, and you start your monthly mortgage payments.

How Tatum Homes Simplifies Financing

At Tatum Homes, we’ve built strong, trusted relationships with reputable construction lenders who value the quality of our work and our commitment to client satisfaction. This gives you a significant advantage when applying for a construction loan.

Here’s how we make the process easier:

Trusted Lender Connections

We’ll connect you with banks and construction lenders who know us and trust our reputation, making them more favorable to your application.

Step-by-Step Support

We’ll guide you through the entire financing process, ensuring you’re prepared for every step, from paperwork to approvals.

Credit Improvement Assistance

If your credit isn’t where it needs to be, we can introduce you to trusted credit repair specialists who can help you take the right steps to qualify for financing.

Personalized Advice

We work with you and your lender to ensure your financial plan aligns with your vision for your new home.

Your Dream, Simplified

Building a custom home on your land is your dream, and we’re here to make it a reality with as little stress as possible. With Tatum Homes by your side, you’ll have a trusted partner to simplify the financial complexities, so you can focus on what matters most—creating a home you’ll love for years to come.
Let us help you get started today!

Why Choose our Preferred Lender

Choosing the right lender is a crucial step in your home-buying journey, and our preferred lender makes the process smooth, convenient, and rewarding. Here’s why:

  • Streamlined Process: Our lender works closely with Tatum Homes, ensuring seamless communication and faster approvals.
  • Competitive Rates: Enjoy access to exclusive financing options and competitive interest rates tailored to your needs.
  • Expert Guidance: Benefit from personalized support and expert advice to help you navigate every step of the lending process.
  • Flexible Options: From first-time buyers to seasoned homeowners, our lender offers a range of mortgage solutions to suit your financial goals.
  • Incentives and Savings: Take advantage of special incentives, such as reduced closing costs or promotional offers, available only through our preferred lender.
Partnering with our lender not only simplifies the financing process but also helps ensure your dream home becomes a reality without unnecessary stress.

Matt Brown

SVP, Mortgage Director

NMLS# 908374

O: 405.778.6500

D: 405.778.6547

M: 405.619.8140

3030 NW Expressway, Ste 130
Oklahoma City, OK 73112

Apply Now

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